• Get 25% credit back with Visa card

    When you pay your school or university fees using your Visa card

    Children studying and drawing, symbolizing learning and family benefits.

Terms & Conditions:

  • The service is available exclusively to e& Emerald postpaid customers using a Visa card.
  • Valid through September & October 2025 (August invoices included during the campaign) 
  • Eligible products: All Visa cards issued in Egypt.
  • Eligible for Emerald customers. Join Emerald via  https://spr.ly/Join_Emerald
  • Customers must opt in to poshsaver/Edusaving program via 7070 or through the Travel Benefits section on the my e& app.
  • Customers will be contacted via WhatsApp and GTO will share with the cardholder their membership cards and welcome Kit that includes:
    • What are the benefits included
    • How to use Posh Saver 
    • Points earned on which categories
    • Points redemption channels
  • Customers share the receipts clearly showing the Visa receipt (a receipt that has the first 4 digits of the card that starts with "4")
  • On the 15th of the following month, 25% of the total amount from collected receipts will be reflected on the posh saver wallet. Capped EGP 50,000.
  • The validity and expiry of PoshSaver/GTO Wallet credits will follow the standard GTO Wallet credit cycle and terms. Posh Saver credit doesn't expire
  • Customers will receive 25% of their eligible spending back as GTO/Posh credits.
  • Eligible spending includes everyday purchases such as retail shopping, school or university tuition fees, and dining.
  • All spending must be validated through a Visa-linked payment method or by submitting Visa receipts.
  • GTO/Posh credits can only be redeemed through GTO channels/entities.
  • GTO/Posh credits are non-transferable, non-refundable, and cannot be exchanged for cash or telecom balance.
  • Customers may unsubscribe from the service at any time.
  • e& reserves the right to suspend or terminate the service in cases of misuse, fraud, or violation of terms.
  • Spending categories are subject to change. Any excluded or updated categories will be communicated in advance.
  • Alcohol and tobacco products are excluded from all eligible spending and cashback rewards.
  • Membership in this program is completely free of charge, with all fees and costs covered by e&.
  • Customers will receive two complimentary memberships as part of this campaign: Blue PoshSaver and Prime EduSaving. it is one membership combining both benefits together for a smoother experience, this membership is valid until end of November 2025